Last Updated: 14/04/2024
Terms And Conditions
Welcome to the Bizotic Finance Website (the "Site") operated by Bizotic Supervision Pvt. Ltd. (BSPL). Before using the Site, please carefully read and accept all the terms and conditions outlined in this Terms of Use and the linked Privacy Policy. Your use of the Site signifies your agreement to these terms.
1 - Services Description
At Bizotic Finance, we offer information primarily about financial services, including loans, credit cards, and other related services through our website www.bizoticfinance.com. By using our site and providing your personal/contact details, you express your interest in availing and purchasing the services we offer. You authorize BSPL to contact you electronically or by phone for follow-up calls, renewal reminders, and promotional offers.
2 - License and Site Access
BSPL grants you a limited license to access and make personal use of the Site and the Service. However, you may not download or copy any information for commercial purposes, or engage in activities that may harm the Site's functionality or bypass security measures. Any unauthorized use may result in termination of your access.
3 - Eligibility
Our services are available only to individuals over 18 years old and not suspended or removed from our system. Users are prohibited from having more than one active account or transferring their accounts to others.
4 - Your Account Responsibilities
By using the Site, you confirm that you are legally eligible to form a contract and will provide accurate information about yourself. You are responsible for maintaining the confidentiality of your account and notifying BSPL immediately of any unauthorized use. We reserve the right to refuse service or terminate accounts for violation of these terms.
5 - Submitted Content
You retain ownership of any materials you submit on our Site, but by sharing them, you grant BSPL a license to use and display them. You are solely responsible for the content you submit and must ensure it complies with all laws and does not infringe on any rights of others.
By using our Site, you agree to abide by these terms and conditions. If you do not agree, please refrain from using our services. Thank you for choosing Bizotic Finance!
6 - Disclaimer of Liability and Warranty
The Content and Services provided through this Site may contain inaccuracies or errors, including pricing errors. BSPL does not guarantee the accuracy of such information and disclaims all liability for any errors. BSPL reserves the right to correct any pricing errors. All information, software, products, and services are provided "AS IS" without warranty of any kind.
7 - Disclaimer of Online Availability, Impressions, And Click-Throughs
BSPL makes no guarantees regarding online availability, impressions, and click-throughs of the Site. Any advertising must be approved by BSPL, and the company reserves the right to accept or reject any advertising for any reason.
8 - License Disclaimer
Except as explicitly granted in this Terms of Use, nothing on the BSPL's Website shall confer any license under any intellectual property rights.
9 - Local Laws
BSPL operates this Site from its headquarters in Kolkata, India, and makes no representation that the materials on the Site are appropriate or available for use in other locations. Users are responsible for compliance with applicable local laws.
10 - Limitation of Liability
BSPL and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of the Site or its content. If liable, BSPL's liability will not exceed the service fees paid by the user.
11 - Indemnity
Users agree to indemnify and hold BSPL (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any claims arising out of their breach of this Terms of Use or violation of any law.
12 - Electronic Communication
By using the Site, users consent to receive communications from BSPL electronically. BSPL may communicate via email, postings on the Site, or other available means.
13 - Site-Provided Email and Postings
BSPL is not obligated to review user-posted content on the Site but reserves the right to monitor and remove any inappropriate content. Users agree not to use the Site for unlawful or unsolicited purposes, including sending unsolicited promotional messages.
By using our Site, you agree to abide by these terms and conditions. If you do not agree, please refrain from using our services. Thank you for choosing Bizotic Finance!
14 - Links
The Site or third parties may provide links to other Websites or resources. BSPL is not responsible for the availability of such external sites or resources and does not endorse or guarantee the content, products, or services available on or through them. BSPL shall not be liable for any damage or loss caused by or in connection with the use of such external sites or resources.
15 - Access To Password Protected/Secure Areas
Access to password-protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized access may result in prosecution.
16 - Modification and Notification of Changes
BSPL reserves the right to make changes to the Site, related policies, agreements, and this Terms of Use at any time. Material modifications to the Terms of Use will be notified to users through prominent announcements on the Site for a period of thirty (30) days. Users who do not agree with the modifications may terminate their account by emailing Care@BizoticFinance.com with the subject line "Termination."
17 - Trademarks
The trademarks, logos, and service marks displayed on the Site are the property of BSPL and other parties. Users are prohibited from using any Marks for any purpose without written permission. All content on the Site is protected by copyright, and users are prohibited from using it for commercial or public purposes without authorization.
18 - Survival of Terms After Agreement Ends
Provisions of this Terms of Use that impose continuing obligations on a party will survive the expiration or termination of this agreement.
19 - General
If any provision of this Terms of Use is deemed invalid or unenforceable, the remaining provisions will remain valid and enforceable. This agreement is governed by the laws of India, and any legal proceedings shall be conducted in Kolkata. This Terms of Use constitutes the entire agreement between you and BSPL, superseding any prior agreements.
20 - Disclaimer of Liability and Warranty
The information, content, and services provided on this Site may contain inaccuracies or errors, including pricing errors. BSPL does not guarantee the accuracy of such information and disclaims all liability for any errors or inaccuracies. BSPL also disclaims all warranties regarding the Site and its services, including any warranties of merchantability, fitness for a particular purpose, and non-infringement.
21 - Disclaimer of Online Availability, Impressions, And Click-Throughs
BSPL makes no guarantees or warranties regarding online availability, impressions, and click-throughs of the Site or its content. The availability of the Site may vary, and BSPL reserves the right to decline or remove any advertising material or content.
22 - License Disclaimer
Except as expressly granted in this Terms of Use, nothing on the Site shall be construed as conferring any license under any intellectual property rights, whether by estoppel, implication, or otherwise.
23 - Local Laws
BSPL operates the Site from Kolkata, India, and makes no representation that the materials on the Site are suitable or available for use in other locations. Users accessing the Site from other locations are responsible for compliance with local laws.
24 - Limitation of Liability
Users understand and agree that BSPL and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of the Site or its content. BSPL's liability, if any, shall not exceed the service fees paid by the user for the transaction on the Site.
25 - Indemnity
Users agree to indemnify and hold BSPL (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any claims, losses, damages, or expenses arising from their breach of this Terms of Use or their use of the Site.
